PlansForSmallBusiness

About Plans For Small Business

Who publishes Plans For Small Business, where the numbers come from, and how to reach a licensed agent.

Licensed Agents in 31 States · NPN #22052447

Who is behind this site

Plans For Small Business is published by Health Advisory, the trade name of Daniel Griffin, a licensed independent health insurance agent (NPN #22052447) based in Valrico, Florida, licensed in 23 states and working with clients in 31 through licensed agents. It is the fifth site in a set: Coverage by County, Plans By State, Plans By City and Plans For 1099. This one takes the employer’s side: a business with 1 to 50 people on payroll, the four ways to handle their coverage, and the owner’s own plan.

Where the numbers come from

CMS Plan Year 2027 and 2026 Qualified Health Plan Landscape files for every individual-market price (what an ICHRA or QSEHRA allowance buys); BLS Occupational Employment and Wage Statistics (May 2024) for pay; IRS Form 8941 instructions, the ICHRA and QSEHRA rules and the 2027 affordability percentage; KFF’s Employer Health Benefits Survey for employer-plan averages. Method and corrections: How the numbers are checked.

What this site is not

Not tax advice: the credit and owner pages describe federal rules and show illustrations; a tax professional owns the return. Not a quote: group plans are quoted from a census by each carrier. Not Medicare.

Get in touch

Call or text (713) 575-9904, email contact@coveragebycounty.com, or use the ZIP box below. Verify the licence on the National Insurance Producer Registry. Press: press kit and open data.

Start with your ZIP and your headcount, not with a plan name

A group quote, an ICHRA costing and the owner’s own plan all start from the same census: who is on payroll, their ages and home counties. Enter your ZIP and a licensed agent runs all four routes for your business, free.

Takes about 30 seconds. No account, and you choose how you are reached.

“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
Mark T., client